Tredegar 01495 309 098

Cardiff 02922 093 373

New & Nearly New

193 vehicles in stock
HP - Hire Purchase
LP - Lease Purchase

Hire Purchase at David Spear could help you buy your commercial vehicle while spreading the cost.
Agree an initial deposit with the dealer and your agreement term (from 1-5 years) and monthly repayment amount then we will submit the finance application and subject to your application being approved, you can just drive it away – and after you’ve made all the repayments including the interest the vehicles all yours.
Hire Purchase is ideal for someone who would like to own the vehicle outright at the end of the term and like to budget and know the exact repayment amount each month.

Lease Purchase can keep your monthly repayments lower by deferring a significant proportion of the amount of credit to the final repayment at the end of the agreement but do not have the option to return the vehicle at the end of the agreement. Agree an initial deposit and how long you want the agreement to run for and the dealer will then calculate your final repayment and confirm your regular monthly repayment. The dealer will submit the finance application to us and subject to your application being approved, you can just drive your car away. The options are:

1. pay the Final Lump Sum Repayment to own the vehicle or
2. part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.

Lease Purchase is often used by customers and limited companies who don’t want to be bound by mileage restrictions. Lease purchase is only available to limited companies on a non regulated basis.

Close Brothers Finance
MotoNovo Finance
Black Horse Finance
Finance from David Spear

We are here to help

There are a number of different finance options available at David Spear Commercials making your new van  purchase affordable. Visit our showroom and speak to a member of our finance team. They’re able to advise you on all our finance options. if you have a bad credit history we may still be able to help you, simply ask one of our friendly finance staff for more information.

Benefits of Finance for Business

Business specialists

Our dedicated team of Business Specialists are customer focused and are on hand to give advice and assist you in anyway they possibly can

Spread the cost

Repayment terms from 12 to 60 months

Fixed Payments

Low APR’s, Fixed monthly repayments, no hidden charges.

Existing finance settled

Speak to a business specialist they can arrange to settle your existing vehicle finance.

Business tax relief

Business users may claim tax relief on any interest charged.  The vehicle is also classed as an asset which allows write down against taxable profits.

Fast decision

Depending on your circumstances you could be agreed within 15 minutes.

SAF Approved lending at David Spear

Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status. We can introduce you to a limited numbers of finance providers that we have carefully selected, who may pay us for introducing you to them